20 Pro Tips to Be A Millionaire by Age 45

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19. Track every cent you spend

Just like Sting’s semi creepy song…

“Every breath you take

Every move you make

Every bond you break

Every step you take… I’ll be watching you….”

You should be watching you!! Though you don’t have to keep every single receipt from each purchase you make, you should always write down how much you spend. If you spend your money blindly, how are you ever going to be a millionaire?  

If you’re one of those people who have to spend their money as soon as they get it, then you should definitely put barriers in place so you cannot get to most of your money. This will ensure you have to spend only what you need! Think about converting your money into CDs or placing it in a non-accessible savings account so that your funds will be safe. Giving it to your cousin for safe keeping? No, no.

Adriana Echandi

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