20. Save as much as you can
It may be obvious, but ask yourself- are you saving money at all? Are you saving as much as you could (or should) be, or are you spending on every little thing you think you need? Most people fall into the latter category regardless of age. And here’s the deal folks, this image here is misleading. Setting aside your couch change is just not going to cut it. Treat yourself to some donuts and host a roller skating party at the end of the year, but a house in Malibu? Not happening.
People don’t seem to realize that your bank can set up a direct deposit into a savings account for you each month. This is something you really should be taking advantage of! A lot of savings accounts have little to no fees, as long as you have enough money in the account. Free interest and you’re building up your moolah.